Bank Reconciliation Services

Your books are only as accurate as your last reconciliation.

Bank reconciliation is the step that catches duplicate charges, missed transactions, bank errors, and fraud before they distort your financial picture. We reconcile every bank and credit card account on a consistent monthly schedule, so what’s in your books always matches what actually happened in your accounts.

What’s Included

• Multi-account reconciliation — every checking, savings, and credit card account reconciled monthly
• Discrepancy resolution — mismatches investigated and corrected, not just flagged
• Audit-ready records — documentation maintained at a standard that holds up to lender or IRS scrutiny
• Duplicate & error detection — double-charges, bank fees, and processing errors caught early
• Clear reconciliation reports — a record of what was reconciled and any adjustments made

Who This Is For

• Businesses with multiple bank or credit card accounts to track
• Owners who’ve found errors or discrepancies in their books before
• Companies preparing for a loan application, audit, or due diligence process
• Anyone who wants an extra layer of accuracy beyond basic monthly bookkeeping

How It Works

1. Statement collection — Bank and credit card statements are gathered for each account.
2. Line-by-line matching — Every transaction in your books is matched against the statement.
3. Discrepancy investigation — Any mismatches are researched and resolved.
4. Adjustment & correction — Books are corrected to reflect the accurate, reconciled balance.
5. Reporting — A reconciliation summary is provided so you can see exactly what was checked.

Frequently Asked Questions

• How often are accounts reconciled?
  Standard reconciliation runs monthly, aligned with your bank statement cycle, though more frequent reconciliation is available for high-volume accounts.
• What happens if you find a discrepancy?
  We investigate the discrepancy, determine the cause, and correct it in your books, flagging anything that may need your input, like a disputed charge.
• Can bank reconciliation be added to my existing bookkeeping service?
  Yes — it’s included as part of Monthly Bookkeeping, but is also available as a standalone service for businesses that manage their own day-to-day entries.
• How far back can you reconcile if I’ve never done it before?
  We can reconcile as far back as needed, though this typically falls under Catch-Up Bookkeeping if it spans several months or years.
• Will this help if I suspect fraud or errors on an account?
  Reconciliation is one of the most effective ways to catch unauthorized charges or bank errors early, since every transaction is checked against actual statements.